Asset finance
Harness the power of change
In the dynamic and evolving Asset Finance industry you need a solution that supports your business beyond the unseen challenges of tomorrow.
Regardless of your market expertise, similar challenges exist when endeavouring to grow the size and quality of your operations, including;
- Competition –no longer just local, but global
- Customer retention – loyalty is tough to maintain
- Product complexity – offering innovative products
- Multiple distribution channels – web focussed
- Reporting – growing compliance expectations
- Managing margins – increased volume isn’t the only answer
The ability to meet these challenges and achieve your objectives is enhanced by aligning your business with the best solutions partner in the industry…Finzsoft.
Finzsoft - enabling excellence in Asset Finance
For over 10 years now Finzsoft has been listening to the needs of the industry and our clients, focussing on developing the right tool; Sovereign finance and banking software.
Industry leaders including St George Bank in Australia, DTR, Marac, MTF, Medical Assurance and South Canterbury Finance Group in New Zealand all rely on Sovereign and the professional services and support provided by Finzsoft.

The entire lifecycle of a loan (or lease), from initial quotation, approval and account administration is managed by Sovereign.
Sovereign offers a complete fixed and daily interest lending solution including:
- Hire purchase & Credit contracts
- Mortgages
- Chattels
- Leasing
• Operating
• Finance
• Novated - Revolving credit and debit card transactional lending
Additional modules create an all encompassing solution ideal for any Asset Finance company

Sovereign Global
True Internet based loan origination and approval allowing users real time access to Sovereign and its many features from anywhere in the world.
- Fast quotation and loan approval
- Automated scoring and credit checking
- Tailored workflow
- Risk pricing
- Professional loan documents
- Security guaranteed
Sovereign Collections
Automation is the key to Sovereign Collections, consistent credit behaviour for any lender is a must.
- User defined arrears categories and behaviour
- Compliance documentation
- Penalty interest and fee charging
- SMS integration
- User task allocation
- Non financial arrears management
Sovereign Publishing and Imaging
Industry standard Microsoft Word is used to create professional branded documentation. Documents are permanently stored providing a full audit trail and reference point for answering any customer queries.
- User controlled document management
- Adobe PDF format and bar-coding
- Distribution options include mail, email and fax
- Interfaces directly to mailing houses for large statement and marketing printing
Sovereign Imaging captures and stores images, sound clips or video files. Combining Sovereign Publishing and Imaging, the paperless office becomes one step closer to reality.
Sovereign Reporting
Timely and accurate reporting is paramount to the success of any Asset Financier. Sovereign has multiple reporting options available.
- Over 500 industry related reports
- Ad hoc custom report options
- Remote distribution; pdf and email
- Custom report writing using third party products
- Links to client reporting systems
Sovereign Enterprise Reporting provides access to your key business data.
- Easy and intuitive to use
- Graphical interface
- Comprehensive drill down functionality
- Performance monitoring
Finzsoft is a leading provider of enterprise software and professional services to the finance, banking, building societies and credit union industries. Our flagship product Sovereign is a fully integrated client, investment and lending solution with full transactional banking, Internet utilisation and business intelligence functionality.
Today, there are over 30 organisations globally that are successfully utilising Sovereign for their enterprise level finance and banking system.
Finzsoft is listed on the New Zealand Stock Exchange (NZX), has a staff of over 60 and offices located in Auckland, New Zealand and Sydney, Australia.





