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Cash Management Module
An effective and efficient Cash Management system comprising of several areas including cash receipting, external payments, suspense and reconciliation.
Client Management Module
An advanced client management system that includes the ability to link any number of clients to any other client or account records.
Collateral Module
Provides for the management of securities from registering the financial institutions interest in the security on registers such as the PPSR, the use of the security across multiple accounts and the automatic discharge of the security when required.
Correspondence Module
A comprehensive correspondence utility produced by Sovereign utilizes Microsoft Word for professional, customer focused output and usability.
Data Warehousing Module
Data can be automatically calculated and captured for later analysis. Storing the data at summary level provides improved performance and rapid reporting and data manipulation.
Funding Module
Supports any form of Funding Account including Certificate of Deposit, Call Account, Term Deposit and Saving Accounts. Sovereigns's funding accounts may be tailored to the specific needs of any financial organization
Imaging Module
Allows for the capturing and storing of any image for example signatures, photos, documents. In fact, Sovereign supports the attachment of any multi-media object including sound clips or video clips.
Lending Module
Supports most forms of fixed or daily balance interest structures. Sovereign covers the following areas (amongst others): Motor Vehicle and Consumer Lending, Hire Purchase, Mortgages, Revolving Credit, Corporate Lending, Wholesale.
Loan Origination Module
Ideal for any source of business such as broker, dealer, agent. Commissions are automatically calculated for both Funding and Lending accounts.
Memos Module
Allows for the production of free format text which can be attached to almost any Sovereign data object – to an account, client, security, check, transaction, etc.
Product Definition Module
Allows for the creation and maintenance of the ‘Products’ that financial institutions offer their clients and enables a financial institution to design, review, test and make the Product operational in the shortest possible time.
Publishing Module
All Correspondence produced by Sovereign utilises Microsoft Word for professional, customer focused output and can include automated delivery through e-mail or fax in addition to printing for standard post or file generation for a mailing house.
Reporting Module
A comprehensive set of both administrative and management reports. New reports can be written to meet specific business requirements.
Scoring Module
A powerful feature within Sovereign to measure performance of Clients, Accounts or Originators. Monitoring the movement of scores over time allows issues to be highlighted and acted upon at an early stage.
Security Module
Sovereign has been designed with several levels of security. This security is both from a functionality perspective and a data perspective.
Teller Module
Provides full balancing and reconciliation at the Teller Draw, Vault, Branch and Company level.
Trend Analysis Module
Allows for required data to be automatically calculated and captured for later analysis.
Wholesale Module
Sovereign Finance and Banking software supports various forms of wholesale lending allowing dealers to fund their stock. Floorplans, bailment and curtailment are all catered for.
Workflow Module
Application workflow process tracks a loan from initial customer contact through to advancing funds. |
